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Bermuda

North America

Bermuda is a British Overseas Territory in the North Atlantic, known for pink sand beaches, excellent infrastructure, and a sophisticated business environment. While the Work From Bermuda digital nomad program ended in February 2025, tourists from most Western countries can still stay up to 180 days visa-free. The island offers reliable internet, safety, and proximity to the US East Coast, though the cost of living is among the highest in the world.

5
Visa Types
165
Nationalities visa-free
🪪Your Passport:

Visa requirements vary by nationality

🎫 Available Visa Types

⭐Recommended for Digital Nomads
Special Program

Permission to Reside (Annual)

Annual residency permission for individuals who wish to live in Bermuda without local employment. Replaced the discontinued Work From Bermuda certificate. Remote work for companies outside Bermuda is permitted.

365 days
Duration
BMD 275
— fee
+BMD 3,215 additional

💰 Income Requirement

Minimum $60,000/per_year

Alternative: No strict minimum defined by government. Indicative thresholds from Work Permit Policy: $60,000 (2-person household), $100,000 (3-person household), $125,000+ (4+ person household). Must demonstrate adequate resources to cover Bermuda's high cost of living.

✅Remote Work: Allowed

Remote work for non-Bermuda companies is explicitly permitted. Local employment in Bermuda is prohibited. This is the recommended visa for digital nomads since the Work From Bermuda certificate closed in February 2025.

✅ Key Benefits

✓Remote work for non-Bermuda companies explicitly allowed
✓No personal income tax in Bermuda
✓Can be granted for up to 5 years
✓Renewable indefinitely
✓No property purchase required — renting is acceptable
✓Includes spouse and dependents
✓Access to one of the safest territories in the Atlantic
📋 Requirements (8)
  • •Must be over 18 years old
  • •Demonstrate good character
  • •Adequate financial resources (indicative thresholds: $60K for 2 persons, $100K for 3, $125K for 4+)
  • •Valid health insurance coverage
  • •Valid passport
  • •Not seeking local employment in Bermuda
  • •Remote work for non-Bermuda companies permitted
  • •Note: The Work from Bermuda digital nomad programme closed 28 February 2025. Permission to Reside is the current alternative for remote workers.
📝 Application Process
Embassy Required⏱ Approximately 12 weeks
  1. 1Download application form from gov.bm
  2. 2Complete form in black or blue ink
  3. 3Obtain police certificate from home country
  4. 4Obtain medical clearance (first-time residents)
  5. 5Gather employment and character references
  6. 6Provide proof of health insurance coverage
  7. 7Provide proof of adequate financial resources
  8. 8Submit passport copy and passport photos
  9. 9Make online payment of $275 (1 year) or $1,215 (5 years)
  10. 10Submit completed application to Department of Immigration, 30 Parliament Street, Hamilton
  11. 11Wait for processing (approximately 12 weeks)
  12. 12Receive approval and travel to Bermuda
Apply Online

🛡️ Tax Implications

Bermuda has no personal income tax, capital gains tax, or wealth tax. Remote workers on Permission to Reside have no tax obligations to Bermuda on their income. Payroll tax applies only to Bermuda-based employers.

💡 Pro Tips

  • •Apply at least 3 months before your intended arrival or current permit expiry
  • •Budget for Bermuda high cost of living — minimum $200-300/day
  • •A letter from a rental agency counts as proof of accommodation
  • •The BMD is pegged 1:1 to USD — both currencies accepted everywhere
  • •Consider the 5-year option ($1,215) for significant savings over annual renewals
  • •Rent a scooter for transportation — no car rentals available to visitors
⭐Recommended for Digital Nomads
Tourist

Visa-Free Entry (180 Days)

Citizens of the US, UK, Canada, EU, and many other countries can enter Bermuda without a visa for up to 180 days.

180 days
Duration
BMD 0
— fee
+BMD 150 additional
⚠️Remote Work: Grey Area

Remote work is not explicitly permitted on tourist entry. While Bermuda has no mechanism to monitor or tax remote work, the legal path for remote workers is Permission to Reside. Working remotely on a tourist entry is a grey area.

✅ Key Benefits

✓No visa required for eligible nationalities
✓Up to 180 days stay per 12-month period
✓Free entry with no fees
✓Multiple entries allowed within the 180-day limit
✓Access to one of the safest destinations in the Atlantic
📋 Requirements (6)
  • •Valid passport from eligible country
  • •Passport valid for duration of intended stay
  • •Proof of return or onward travel
  • •Completed Bermuda Arrival Card (online)
  • •Proof of accommodation
  • •Sufficient funds for stay
📝 Application Process
✓ Online Application⏱ Immediate on arrival
  1. 1Complete Bermuda Arrival Card online before departure at gov.bm
  2. 2Ensure passport is valid for your entire stay
  3. 3Book return or onward flights
  4. 4Arrive at L.F. Wade International Airport
  5. 5Present passport and Arrival Card to immigration
  6. 6Receive entry stamp for up to 180 days
Apply Online

🛡️ Tax Implications

Bermuda has no personal income tax. Visitors have no tax obligations to Bermuda.

💡 Pro Tips

  • •Complete the Bermuda Arrival Card online before your flight to speed up arrival
  • •Bermuda is expensive - budget at least $200-300/day minimum
  • •The BMD is pegged 1:1 to USD - both currencies accepted everywhere
  • •Book accommodation in advance as options are limited and pricey
  • •Rent a scooter for transportation - no car rentals available to tourists

Tourist Entry (MRV Required)

TouristPopular

Nationals from visa-controlled countries can enter Bermuda with a valid Multi Re-entry Visa (MRV) from the US, UK, or Canada. As of July 2025, Trinidad and Tobago was added to the visa-required list, while Armenia, Azerbaijan, Benin, Bhutan, Dominican Republic, Kazakhstan, Philippines, Thailand, and others were removed.

180d
Duration
$185
— fee
+$150 additional
📍Apply: On Arrival
⏱Immediate on arrival (after obtaining MRV from gateway country)
🔄No extension
View full details
💰 Cost Breakdown
USDUSD
Required
US B1/B2 MRV feeFee for US visa (~$185). UK and Canada MRVs have different fees. This is NOT a Bermuda fee — it is paid to the gateway country.
$185—
Additional (estimated)
Travel insurance (180 days)Recommended
$150—
Required Total
$185—
+ Additional (estimated)
$150—
Estimated Total
$335—
💡 Costs may vary. Additional costs are estimates and may not all apply to your situation. Always verify current fees with official sources.

📋 Requirements

  • •Valid passport with at least 45 days validity beyond departure date
  • •Valid Multi Re-entry Visa (MRV) for US, UK, or Canada
  • •MRV must be valid for at least 45 days beyond intended departure from Bermuda
  • •Proof of return or onward travel
  • •Completed Bermuda Arrival Card
  • •Proof of accommodation
  • •Sufficient funds for stay

📝 Application Steps

  1. 1Obtain a valid Multi Re-entry Visa for US, UK, or Canada first
  2. 2Ensure both passport and MRV are valid for 45+ days beyond your Bermuda departure
  3. 3Complete Bermuda Arrival Card online
  4. 4Book flights through US, UK, or Canada (all Bermuda flights transit these countries)
  5. 5Arrive at L.F. Wade International Airport
  6. 6Present passport, MRV, and Arrival Card to immigration

⚠️ Restrictions

  • •Cannot work locally or seek employment in Bermuda
  • •Maximum 180 days cumulative in any 12-month period
  • •MRV and passport must be valid for 45+ days beyond departure
  • •Must transit through US, UK, or Canada

⚠️ Remote Work: Grey Area

Remote work is not explicitly permitted on tourist/MRV entry. The legal path for remote workers is Permission to Reside.

🛡️ Tax Implications

Bermuda has no personal income tax.

💡 Tips

  • •Ensure your MRV is valid for at least 45 days past your intended Bermuda departure date
  • •All commercial flights to Bermuda transit through US, UK, or Canada — you need transit rights too
  • •Complete the Bermuda Arrival Card online before departure
  • •Check the latest Prohibition of Entry Order as the country list changes frequently

Standard Work Permit

Work

Required for anyone seeking employment in Bermuda. Must be sponsored by a local employer.

365d
Duration
BMD 1,065
— fee
+BMD 17,975 additional
📍Apply: Embassy
⏱20 working days plus 10 business days for document printing
🔄Extendable +365d
View full details
💰 Cost Breakdown
BMDUSD
Required
Work permit application fee (1 year)Government fee for 1-year standard work permit
BMD 1,015—
Police clearance certificateFrom home country
BMD 50—
Additional (estimated)
Work permit fee (2 years)Alternative to 1-year permit
BMD 2,530—
Work permit fee (3 years)Alternative to 1-year permit
BMD 3,795—
Work permit fee (4 years)Alternative to 1-year permit
BMD 5,040—
Work permit fee (5 years)Alternative to 1-year permit
BMD 6,510—
Document authenticationApostille or notarization if required
BMD 100—
Required Total
BMD 1,065—
+ Additional (estimated)
BMD 17,975—
Estimated Total
BMD 19,040—
💡 Costs may vary. Additional costs are estimates and may not all apply to your situation. Always verify current fees with official sources.

📋 Requirements

  • •Must be sponsored by a Bermuda-based employer
  • •Employer must demonstrate no qualified Bermudian was available for the role
  • •Position must be in an open, special, or restricted job category (not closed)
  • •Valid passport
  • •Police clearance certificate from home country
  • •Medical clearance may be required
  • •If from visa-controlled country, must obtain MRV for US/UK/Canada

📝 Application Steps

  1. 1Receive job offer from Bermuda employer
  2. 2Employer submits work permit application to Department of Immigration
  3. 3Provide required documents to employer
  4. 4Department of Immigration reviews application
  5. 5If approved, work permit is issued
  6. 6If MRV required, apply for US/UK/Canada visa
  7. 7Travel to Bermuda with work permit documentation

⚠️ Restrictions

  • •Tied to sponsoring employer — cannot change jobs without new permit
  • •Cannot be self-employed
  • •Closed job categories are not eligible
  • •Employer bears all application costs

🚫 Remote Work: Not Permitted

Standard Work Permit is for local employment with a Bermuda-based employer only. Remote work for overseas companies requires Permission to Reside instead.

🛡️ Tax Implications

Bermuda has no personal income tax. However, employers must pay payroll tax on employee salaries. A portion may be deducted from the employee's wages.

💡 Tips

  • •Applications for closed category jobs will be refused — check the current restricted/closed list on gov.bm
  • •Employer should submit renewal application 1-3 months before current permit expires
  • •The 2025 Work Permit Policy (effective November 1, 2025) introduces new processing standards

Economic Investment Residential Certificate (EIRC)

Special Program

Residency program for high-net-worth individuals investing at least BM$2.5 million in Bermuda. Grants immediate 5-year residency (since 2023 policy) with 90-day annual residency requirement and path to indefinite Residential Certificate.

1825y
Duration
$2,502,755
— fee
+$10,000 additional
📍Apply: Embassy
⏱3-6 months
🔄No extension
View full details
💰 Cost Breakdown
USDUSD
Required
Application feeNon-refundable government application fee
$2,755—
Minimum investmentReal estate, bonds, business, or charities
$2,500,000—
Additional (estimated)
Legal feesImmigration attorney recommended
$10,000—
Required Total
$2,502,755—
+ Additional (estimated)
$10,000—
Estimated Total
$2,512,755—
💡 Costs may vary. Additional costs are estimates and may not all apply to your situation. Always verify current fees with official sources.

📋 Requirements

  • •Minimum qualifying investment of BM$2.5 million
  • •Investment must be maintained for at least 5 years
  • •Must reside in Bermuda minimum 90 days per calendar year for 5 years
  • •Pass due diligence and character checks
  • •Provide two personal and two business references
  • •Valid passport and identity documents
  • •Apply through Bermuda Business Development Agency

📝 Application Steps

  1. 1Register expression of interest through the Bermuda Business Development Agency (BDA)
  2. 2BDA concierge service guides you through the process
  3. 3Prepare required documents: cover letter, personal data sheet, due diligence documents
  4. 4Provide two personal and two business references
  5. 5Submit valid passport, birth certificate, marriage certificate (if applicable)
  6. 6Provide proof of qualifying investment (real estate, charity, business, etc.)
  7. 7Pay application fee of $2,755
  8. 8Application reviewed by Ministry of Economy and Labour
  9. 9Maintain qualifying investment of at least $2.5 million for 5 years
  10. 10Reside in Bermuda minimum 90 days per calendar year for 5 years

⚠️ Restrictions

  • •Must maintain minimum $2.5 million investment for 5 years
  • •Must reside in Bermuda at least 90 days per calendar year for 5 years
  • •Dependents do not receive work rights without separate permits
  • •Does not lead to Bermudian status or citizenship
  • •Government bonds no longer qualify as eligible investment (removed June 2024)

✅ Remote Work: Allowed

EIRC holders have full residency rights and can work remotely or invest in local businesses. Automatic work permit approval is available for qualifying business investments.

🛡️ Tax Implications

Bermuda has no personal income tax, capital gains tax, or wealth tax. EIRC holders have no tax on personal income. The 2025 corporate income tax (15% for large multinationals under OECD rules) does not affect individuals.

💡 Tips

  • •Contact the BDA concierge service first — they guide the entire application process
  • •Real estate is the most common qualifying investment category
  • •The BMD is pegged 1:1 to USD — both currencies accepted everywhere
  • •Consider combining real estate investment with charitable donation to meet the threshold
  • •Legal representation by a Bermuda immigration attorney is strongly recommended

📊 Quick Facts

CapitalHamilton
CurrencyBMD ($)
LanguageEnglish
TimezoneUTC-4
Last UpdatedDec 5, 2025

🔗 Official Resources

Immigration BureauEmbassy Website

❓ Frequently Asked Questions

Does Bermuda have a digital nomad visa?
No, not anymore. Bermuda's Work From Bermuda Certificate program, which allowed remote workers to live on the island for up to one year, officially ended on February 28, 2025. Currently, there is no dedicated digital nomad visa. Visitors can stay up to 180 days on a tourist entry, but working remotely while on tourist status exists in a legal gray area. For longer stays, high-net-worth individuals can explore the Economic Investment Certificate which requires a $2.5 million investment.
Can I work remotely in Bermuda as a tourist?
Technically, working for a non-Bermuda employer while on a tourist stay is not explicitly authorized since the Work From Bermuda program ended. The standard tourist entry permits visits for tourism and business meetings, not employment. While enforcement is unclear for remote workers earning income from abroad, there is no current legal framework permitting this activity. If you need to work legally in Bermuda, you would need a work permit sponsored by a local employer or consider the Economic Investment Certificate for residency.
What is the MRV requirement for Bermuda?
The Multi Re-entry Visa (MRV) requirement applies to nationals from visa-controlled countries. Since Bermuda has no direct international flights except through the US, UK, or Canada, travelers from these countries must have a valid multiple-entry visa for one of these gateway countries. The MRV and passport must remain valid for at least 45 days beyond your intended departure from Bermuda. Citizens of the US, UK, Canada, EU countries, and many other nations are exempt from this requirement.
How long can I stay in Bermuda as a tourist?
Most visitors can stay up to 180 days in any 12-month rolling period. This is a cumulative limit - if you visit multiple times, all days count toward the 180-day maximum. Extensions beyond this period require application to the Department of Immigration at least two weeks before your current stay expires. Note that this is not an annual reset; the 180 days are calculated on a rolling 12-month basis.
Is Bermuda expensive for visitors?
Yes, Bermuda has one of the highest costs of living in the world. Budget at least $200-300 per day minimum for a modest stay. Accommodation ranges from $200-500+ per night for hotels, and even basic meals cost $20-40. The upside is that the Bermudian Dollar (BMD) is pegged 1:1 to the US Dollar, and both currencies are accepted everywhere. There is no sales tax, but a 7.25% hotel occupancy tax applies to accommodations.
What documents do I need to enter Bermuda?
You need: 1) A valid passport (valid for your entire stay, or 45+ days beyond departure if you require an MRV), 2) Completed Bermuda Arrival Card (free, completed online before travel), 3) Proof of return or onward travel, 4) Proof of accommodation, and 5) Multi Re-entry Visa for US/UK/Canada if you're from a visa-controlled country. Note that US passport cards are not accepted for air travel to Bermuda.
Can I open a bank account in Bermuda as a visitor?
It's very difficult. Bermuda's banking sector is oriented toward private banking and wealth management for high-net-worth individuals. Non-residents typically need minimum deposits of $250,000 or more to open accounts. Expats with work permits have easier access through banks like HSBC Bermuda or Butterfield Bank. Tourists generally cannot open accounts. The BMD/USD parity means you can use US dollars everywhere, reducing the need for local banking.
⚠️

Important Disclaimer

Visa requirements can change frequently. This information is provided for general guidance only and should not be considered legal advice. Always verify current requirements with the official embassy or immigration authorities before making travel plans. Last updated: December 5, 2025

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